Multi-Asset Portfolio Manager Robert Talevski

Multi-Asset Portfolio Manager Robert Talevski leverages 30 years of experience to orchestrate a holistic value proposition. Founder and Managing Director of Activam Group, he manages a team that crafts investment strategies through targeted Asset Allocation and Investment Manager Selection.

During a crazy August, equities climbed to new heights. But investors flocked out of China’s market, in one of the longest sell-offs on record.

Asset Allocation Strategist

Robert Talevski is the Founder and Managing Director of Activam Group, an independent multi-asset portfolio management and asset consulting firm. He orchestrates a holistic value proposition as an Asset Allocation Strategist, crafting investment strategies that generate growth through targeted asset allocation and Investment Manager Researcher & Selection.

In this thought piece, he shares why equity markets are still on an upward trajectory and the opportunities for interest rate-sensitive sectors. Discover more at Robert Talevski projects.

Prior to founding Activam, Robert championed innovative investment approaches at Brightstone Capital Advisors and managed multi-billion dollar portfolios at Australia’s largest corporate superannuation fund. He honed his expertise internationally as an Investment Consultant, advising clients with over $50 billion in assets. He holds a Bachelor of Business (Accounting & Law) and a Graduate Diploma in Applied Finance & Investment. Beyond investments, he supports Autism-related charities, reflecting his passion for social impact. He also sits on the Board of the Autism Behavioural Intervention Association.

Investment Manager Researcher & Selection

As a multi-asset portfolio manager, Robert Talevski unlocks financial success for his clients through a holistic value proposition. He is a Founder and Managing Director of Activam Group, an independent Melbourne-based firm. He spearheads the team responsible for investment management and advisory activities across large Australian superannuation funds and institutional investors.

In this Thought Piece, Robert explores the key drivers behind the current rally in equity markets and why it may still be far from over. He also discusses some key risks for the market and highlights a handful of interest rate-sensitive sectors to watch.

Prior to founding Activam, Robert refined his expertise as an Investment Consultant at Australia’s largest asset consultant, overseeing client portfolios totalling $50 billion. He has extensive international experience, having spent time at INVESCO and Threadneedle Investments in London. In addition to his investment career, Robert is a passionate advocate for Autism related charities. He holds a Bachelor of Business (Accounting & Law) and a Graduate Diploma in Applied Finance & Investment from Victoria University.

Portfolio Construction

As a multi-asset portfolio manager, Robert Talevski unlocks financial success for clients. He crafts investment strategies that generate growth through targeted asset allocation and Investment Manager Research & Selection. He leads his team at Activam Group, an independent Melbourne-based firm, to provide insights and support wealth practices with meaningful high-touch partnerships.

In a thought piece for ausbiz, Robert shares his outlook for equities considering a solid economic backdrop and global easing cycles. He also highlights the need for a diversification strategy that includes real assets and private equity.

In a recent interview with Moneyhead, Dale Holmes (Spire Capital) and Robert Talevski (Activus Investment Advisors) discussed how access to Chinese stocks has been made much easier with platforms like Webull allowing retail investors unfettered access to H-Shares and A-shares. They also debated the merits of investing in illiquid assets such as private equity and real estate.

The Importance of Gold as a Safe-Haven Asset in Volatile Markets

A gold IRA provides investors with a way to diversify their retirement savings and protect their wealth from the eroding effects of inflation. It also allows them to invest in physical precious metals, rather than paper assets like stocks or mutual funds.

The first step is to choose a reputable company that will help ensure compliance with IRS regulations and make the process as easy as possible. They should also offer secure, segregated storage. Check out more at get a gold ira!

Investing in Gold

A gold IRA is a type of self-directed individual retirement account that lets you invest in physical gold, silver, platinum and palladium. It’s popular among investors who want to diversify their retirement portfolios and hedge against inflation and economic uncertainty.

You can open a new account or roll over funds from another retirement account to fund your gold IRA. You then select the precious metals you want to purchase from an IRS-approved dealer. The custodian then facilitates the transaction and stores the actual bullion in a secure depository.

Like other IRAs, you can have a traditional or Roth gold IRA. With a traditional IRA, you’ll contribute with pretax dollars and pay income tax on withdrawals in retirement. A Roth IRA is funded with after-tax dollars and you won’t pay taxes on distributions in retirement. The main drawback of a gold IRA is that your investments aren’t as liquid as stocks and bonds, which can make it more difficult to access your funds for emergencies or retirement-related expenses.

Choosing a Custodian

If you decide to invest in a gold IRA, make sure you find a custodian that is reputable and trustworthy. A reputable custodian will have a strong track record and positive customer reviews. The custodian should also be IRS-approved and have a fidelity bond in place.

You should also look for a company that is transparent and straightforward about fees. Gold IRA companies typically charge account setup and maintenance fees, as well as seller markups on the precious metal coins and bars that they sell to you. These fees can vary considerably, so it is important to do your research.

Additionally, you should find out how much your custodian charges to store and insure your precious metals. Some gold IRA custodians offer insurance on their storage facilities, while others do not. Lastly, look for a custodian that offers excellent customer service and educational resources on precious metals investments. This will help you avoid making costly mistakes that can hurt your investment returns.

Buying Gold

Gold has captivated investors for centuries and can be used as an investment vehicle to diversify your retirement portfolio, protecting against inflation and stock market declines. But you should do your research before committing to a gold IRA.

First, make sure that the custodian you’re considering can actually buy and sell physical precious metals. Many banks and financial services companies are not qualified to do so. Instead, look for a metals specialist that works with your chosen custodian.

Once you’ve chosen a precious metals dealer and a custodian, be prepared to pay fees to store your physical assets. Typically, these fees are for storage and insurance. Those fees can be a significant part of the cost of your investment.

Another thing to keep in mind is that gold IRAs only hold physical precious metals. If you want to invest in paper assets like stocks or exchange-traded funds in mining companies, you’ll have to use a traditional or Roth investment IRA.

Selling Gold

A gold IRA is a type of self-directed individual retirement account (SDIRA) that allows you to invest in precious metals. It offers many of the same tax advantages as a conventional IRA, including the ability to use pre-tax dollars, roll over existing retirement assets without penalty and defer taxes until you take distributions.

Precious metals are considered safe haven investments, and gold has been shown to increase in value over the long term. These benefits make a gold IRA an attractive option for investors looking to diversify their portfolio and protect themselves from inflation.

However, a gold IRA can be expensive to open and operate. There are fees for establishing an account, storage and insurance, and you may also be charged a markup when purchasing precious metals. These fees can add up quickly, especially if you are investing in multiple forms of gold. Additionally, market demand for precious metals can influence how much you can sell them for.

How to Use Technical Analysis to Inform Your Investment Choices

Investing is one of the best ways to grow wealth and save for retirement or other long-term goals. Depending on your risk tolerance and investment timeline, you can use a variety of different investment products, including stocks, bonds, mutual funds and real estate.

Health funds are a good place to start, as they focus on companies growing rapidly and appearing undervalued. Check out more at should i invest.

The Stock Market

The stock market is a vast trading network that helps investors buy and sell shares of publicly-traded companies. It includes the New York Stock Exchange (NYSE) and Nasdaq, which act as behind-the-scenes facilitators for most trades people make within their investment accounts, as well as “over-the-counter” trades that take place outside of these exchanges.

The market serves 2 key purposes: it allows businesses to raise money often referred to as capital by offering their shares for sale, and it gives investors the opportunity to profit from those shares in the form of either dividend payments or capital appreciation. It’s also a significant indicator of economic health; rising stock prices are associated with growth, while falling stocks may signal problems ahead.

Investors can participate in the stock market by opening an account with a brokerage firm that’s licensed to help you purchase and sell securities. The process is typically automated and largely online, so you don’t have to be an expert to get started.

The Bond Market

Bonds have been relatively inexpensive by historical standards for decades, but the relative bargain is likely to come to an end in the second half of 2024. Generally, bonds offer lower risk than stocks and more steady income, but they also tend to have less potential for growth than stocks or cash.

Unlike stock, bond prices aren’t listed on a centralized exchange, and individual bonds can be bought and sold through a broker (in the secondary market). Buying and selling costs may include commissions, markups or other fees that can significantly impact the final price you pay.

When you buy a bond, you’re lending money to the issuer, usually a government or corporation. That money pays you interest periodically and then returns your principal at a date known as maturity. Bonds are rated by credit rating agencies to help investors assess the quality of each issuer’s finances. As with a loan, the less creditworthy the borrower, the higher the bond risk.

Real Estate

Real estate is one of the most common ways to invest your money. It offers several benefits, including a steady income stream from rental properties, capital appreciation and tax incentives. However, it’s important to understand the risks of investing in real estate before you start buying property.

The most popular form of real estate investment is purchasing residential investment properties and renting them out. Another option is house flipping, in which you purchase a property and add value through renovations or other upgrades before selling it for a profit.

Passive investments in real estate also exist, such as commercial shopping centers, self-storage buildings and hotels. Many investors prefer these types of passive investments because they generally have a lower correlation with the stock market and can provide a steady income stream while also diversifying your portfolio. They can also be a good choice if you don’t have the time or resources to manage your own properties.

ETFs

ETFs can help beginners diversify their portfolios with a single trade, and many are relatively low-cost. However, new investors may fall into the trap of checking their portfolios too often and making emotional knee-jerk reactions to market moves. Those over-trading habits can hurt your returns over time.

Geographies: You can find ETFs that track a variety of global stock markets, from broad indexes to more narrowly focused ones such as individual countries. Currencies: You can also get exposure to a basket of currencies or specific ones, including emerging market currencies. Sectors and industries: There are ETFs that track stock markets or individual sectors, such as health care or homebuilders. Investment themes: You can find ETFs that offer exposure to multi-generational investment themes, like sustainability or technology.

You can use a discount broker or traditional brokerage to purchase ETFs, but make sure they offer the type of assets you’re looking for and that they have fee-free trading. You can also consider a robo-advisor that manages an ETF portfolio for you automatically.

Transform Your Finances: Learn How to Invest with These Platforms

You can learn how to invest for retirement or other financial goals from many different online platforms. Some are free to use and others are geared towards beginners and focus on community support and education.

One of the best online courses to learn investing is Clever Girl Finance, which teaches basic investment concepts in a supportive community of women. Another excellent option is Finology Quest, which is a comprehensive learning platform that costs just $14 a month to subscribe to.

What is an investment learning platform?

An investment learning platform is a digital service that allows people to invest in various assets, including stocks and bonds, exchange-traded funds (ETFs), mutual funds, real estate, cryptocurrencies and more. It can also include education resources, research tools and customer support services.

It can be difficult to choose the right investment learning platform for your needs, so it’s important to consider your goals and preferences before making a decision. For example, do you prefer a self-led or guided learning experience? Do you prefer visual aids or a more interactive approach?

It’s also important to consider the fees associated with the platform and the range of investment choices it offers. Some platforms have lower fees than others, while others offer a wider selection of investments. It’s also a good idea to check whether the platform is regulated by the Financial Conduct Authority (FCA) to ensure that your investments are safe. This will provide you with protection in the event that the platform experiences financial difficulties.

What are the benefits of an investment learning platform?

A proper investment strategy can help a person outpace inflation and accumulate wealth for retirement or other goals. However, investing comes with risks and no guarantee of profit. A reputable investing platform will be transparent about these.

Investment learning platforms offer tools and resources to help people make better choices about their investments. They can provide timely perspectives on the global market, tips about choosing income-producing investments for IRAs, Roth IRAs and taxable accounts, and recommendations for how to manage investment risk and return.

Investment learning platforms can also offer educational content on topics like how to buy a home or plan for college costs. They may also have forums where users can discuss their experiences with specific courses. For example, Khan Academy offers tutorials on a variety of topics, including trigonometry and the SAT exam. Clever Girl Finance, on the other hand, offers a supportive community for women interested in investing. It provides access to expert instructors and in-depth investing tutorials.

What are the drawbacks of an investment learning platform?

Investing involves allocating money to assets that increase in value over time. These may be stocks, bonds, real estate or other items. Investments can be used to generate income, build soft skills, prepare for retirement or other goals.

However, investments are not guaranteed and can lose value. They also differ from depositing money in a bank, which is insured up to certain amounts.

Investment platforms often charge fees for their services. These charges can eat into your returns and it is important to compare them. You should also read the small print and check whether the platform is regulated by the FCA. In addition, it is important to remember that investing is not a substitute for saving. You should always have a backup plan to protect yourself from unexpected financial needs. Using an investment learning platform is a good way to start your savings journey. Moreover, it can help you learn more about the capital markets and investment strategies.

What are the advantages of an investment learning platform?

Investing is an important skill for people of all ages to learn, as it can help them become financially literate, build soft skills, and accumulate wealth. People can also use investing to prepare for retirement, buy a home, or grow their business. Investing can be done by saving money in an account, or through more active investments such as trading stocks or real estate. Prosieri academy explained and here’s why you need it.

To learn about investing, people can take courses offered by investment learning platforms. Some offer live instructors and in-person courses, while others provide online, self-paced, or webinar-based instruction. Some courses also allow students to interact with peers in discussion forums, which can be helpful for learners who are new to the industry. Some of these forums are for chatting about course material, while others can be used to discuss business situations that arise in the workplace. Many of these forums are free, while some require a subscription.

Testing Your Network Security With Honeypot Checker

A honeypot is a virtual trap that lures attackers. It simulates a real computer system and logs attempts to access it. This can be useful for identifying malicious activity and alerting the appropriate security team.

It also helps improve other cybersecurity systems by providing valuable intelligence on evolving attacks in the wild. This information can inform preventative defenses and patch prioritization.

It’s a virtual trap to lure attackers

In cybersecurity, a honeypot is a decoy system designed to lure hackers. It is used to divert attackers from critical systems, and to gather forensic and legal evidence without putting the rest of the network at risk. It also enables an organization to gather information about attacker tools, tactics, and procedures.

Honeypots can be physically or virtually set up. A physical honeypot is a separate computer that is isolated from the LAN, and it can be configured to simulate real systems and networks. Virtual honeypots are simulated on virtual machines. The best virtual honeypots are ones that mimic services and systems that attackers are most likely to target, such as open proxies and mail relays.

One example of a virtual honeypot is a database honeypot, which uses a fake SQL server to attract attackers and collect data on their attacks. Another example is a crypto honeypot, which is a contract that is designed to be vulnerable and can be exploited by hackers.

It’s a way to test network security

To test network security, defenders can use a honeypot to lure attackers and learn more about them. They can set up folders and SharePoint sites that look like sensitive data, fake Active Directory groups that grant privileged access, or even a Microsoft Teams channel with fake conversations. They can also use web-tracking tools such as Blumira to track attackers’ movements across the network.

Low-interaction honeypots are easy to set up and don’t require a lot of resources. They can collect basic information about the attack, such as its level and type. They can also help you identify attacker trends and patterns, and make better decisions about reducing your attack surface.

Varonis can create real-time alerts to detect activity on a honeypot and notify your Incident Response team. This can help you identify potential breaches before they cause damage. Our multichain honeypot checker can monitor tokens on Ethereum (ETH), Binance Smart Chain, Arbitrum, Polygon, Optimism and Avalanche to identify potential threats.

It’s a way to learn about threats

Honeypots allow security administrators to monitor hacker activity without putting critical systems at risk. The data they collect can be used to create preventive techniques against threats. They can also help them detect emerging attacks before they hit other systems.

A malware honeypot, for example, mimics software apps and APIs to invite malware attacks. These are then analyzed to develop anti-malware software or close vulnerabilities in other applications. A spyware honeypot can be used to monitor traffic or steal confidential data. It is typically easy to set up and resembles a legitimate system.

The best way to avoid these scams is to use a reliable Scanner free smart contract auditing tool, such as Blumira’s Scanner. This tool evaluates contracts for common problems, including a lack of delegate calls, dead coins and overflows, which can lead to hacks and security holes. It can also detect other issues that can be exploited by attackers, such as the use of a weakly cryptographic function.

It’s a way to test your network

Using a honeypot checker is a great way to test your network security. It can be used to detect lateral movement within the network, which could indicate an internal bad actor or external attackers. This is important to prevent a threat from escalating and damaging the entire network.

A honeypot can be a system that appears to be a production machine with enhanced logging and sniffing capabilities, as well as fake processes and files. This can distract hackers while allowing researchers to observe their tactics, techniques, and procedures without risking the real system.

It is recommended that a honeypot be placed in the demilitarized zone (DMZ) of a network, behind a firewall and router that faces the Internet. It should also be configured to allow only a single login account that has no privileges on the real network. This will make it more difficult to break into the actual system. The honeypot should also be configured to only respond to specific alerts in SIEMs and other tools.

Beyond Cold Calling : How to Find The Best Leads With B2B Cold Email Campaigns

B2b cold email campaigns are an effective marketing tactic when executed correctly. It can help you connect with potential clients, generate sales, and grow your business. It is also a highly scalable method that allows you to reach large audiences cost-effectively. Where to find leads for b2b cold email campaigns you might ask. You can find them all over the web!

However, the effectiveness of your cold email campaign depends on how well you target your audience and how compelling your value proposition is. If your value proposition is weak, it won’t make a good impression on the recipients and you may not see any results.

Having an understanding of your ideal customer profile (ICP) is essential to targeting your b2b cold email campaigns effectively. The best approach to finding leads is by creating a list of prospects that meet your ICP criteria. This can be done by searching for leads on LinkedIn, attending industry events, or asking businesses that complement yours for their contact details. Using multiple methods will ensure that your list of prospective customers is as complete as possible and will provide the highest return on investment for your efforts.

When contacting potential clients by email, be sure to use their first name to personalize the message and increase the likelihood of receiving a response. Avoid using generic terms or a standard sales template. This will drain your personality and may be interpreted as spam. Instead, you should aim to get a grasp of the person’s job duties and interests to tailor your message to their specific needs.

It takes an average of 306 emails to generate one B2B lead. Reply rates vary depending on the industry and company size. Typically, companies in the event and architecture and planning industries have higher reply rates. C-level executives are also more likely to respond to an email than other employees.

A clear call-to-action is important to include in your b2b cold email. A strong call-to-action will help your potential client know what you expect from them and increase the likelihood of them taking action. Call-to-actions can be as simple as scheduling a meeting or requesting more information.

The most successful b2b cold email outreach campaigns are those that focus on the specific challenges of a particular industry. By identifying a particular bottleneck or issue, you can show how your product or service is able to address this problem and improve business operations. This approach is often more effective than simply promoting the features of your product or service. If you would like to know where to find leads for b2b cold email campaigns then you could just search it on the web!

Matthew Hunt is a digital marketing professional who has worked in SEO and paid advertising since 2007. He helps business owners scale their online presence and increase their revenue with proven strategies and tactics. He has built and sold two search marketing agencies and is committed to teaching others how to more easily grow their business with less time, effort, and money. He is a regular contributor to the SavvySeller blog. He has also authored several books on online marketing. He enjoys running, hiking with his wife, and his two rescue dogs.

Step-by-Step Guide for Beginners With Gold Investing 101

There are many ways to invest in gold, from buying physical metal like bars and coins to investing in gold-related financial securities. Each has its own benefits and drawbacks, depending on your investment goals and expertise.

Adding gold-related investments to your portfolio can help diversify your holdings and protect against stock market downturns. Here are some steps to get started.

Consider Your Investment Goals

Investing in gold can offer diversification benefits to your portfolio, but it’s important to consider how much of your overall investment portfolio you want to allocate to the precious metal. Understanding your financial objectives and risk tolerance, staying informed about market trends and understanding the different forms of gold investment can help you make a more informed decision when choosing what to invest in.

Larger investors may prefer to purchase physical gold, which offers a direct exposure to the price of the metal. However, this option comes with extra expenses like premiums and storage costs. Meanwhile, ETFs and mutual funds that track the price of gold can offer low-cost exposure to the precious metal.

Another thing to keep in mind is that gold is often seen as a safe-haven asset, so it may not be an ideal investment for those who are looking for regular income or rapid capital growth. In addition, it’s important to note that gold prices can fluctuate widely over the short term, and can be volatile during periods of political or economic uncertainty.

Consider Your Risk Tolerance

As with any investment, it is crucial to evaluate your risk tolerance before investing in gold. The precious metal is considered a conservative investment, but it still has the potential to fluctuate in value. Therefore, it’s important to consider your investment goals and risk tolerance when determining the percentage of your portfolio that should be allocated to this asset class.

Some investors use gold as a hedge against inflation, while others view it as a safe haven in times of economic uncertainty or financial market volatility. Regardless of the reason, gold can be an effective diversifier when incorporated into a well-diversified portfolio.

Gold can be purchased in a variety of forms, from physical coins and bars to exchange-traded funds (ETFs). Many of these options offer the benefit of being highly liquid. However, investors should be aware of the various regulatory considerations, including anti-money laundering (AML) regulations, when purchasing physical gold. In addition, gold ETFs and mutual funds typically charge management fees that should be taken into account when evaluating these investments.

Do Your Research

There are multiple ways to invest in gold, but it’s important for beginners to do their research before making a decision. Purchasing physical gold can be expensive due to storage and insurance costs, and investors will need to have a reasonable expectation that the metal can be sold for more than they paid for it.

Buying gold in exchange-traded funds or mutual funds is a more cost-effective way to gain exposure to the metal. However, these investments may not track the price of gold as closely as a bullion purchase would.

Investors can also buy shares in gold mining companies, but this is a more complicated investment strategy that requires thorough research into the company’s management team and business prospects. Unlike investing in stocks, owning gold through these investments does not produce cash flow, so profits are dependent on the price of gold increasing. Also, owning the mining company’s shares can be taxed at a higher long-term capital gains rate. If you did your research on gold investing, you would know that there are 5 steps on gold investing.

Start Slow

It’s often easy for new investors to invest all their money into gold coins without thinking about how it fits into a broader portfolio strategy. In general, financial advisors recommend investing no more than 10% of your total assets in gold and precious metals.

Physical gold can add diversification to your portfolio, but be aware that it doesn’t generate passive income and can carry storage and insurance costs. Also, it can lag behind other asset classes during inflationary times.

You can avoid these risks by working with a reputable precious metals dealer that has an A+ rating from the Better Business Bureau. You can also buy gold indirectly by purchasing shares of gold mining companies on the stock market. Investing in gold through these vehicles typically offers the potential for lower fees. However, these stocks can still fall with the rest of the market. Therefore, you’ll want to regularly check that your portfolio is well-diversified and balanced.